Kotak Credit Card Reward Points Program is made available only to Kotak Bank Credit Card customers holding valid Kotak Credit Cards in India.
This scheme shall remain in force till such time till it is otherwise terminated by Kotak Credit Card.
Kotak Credit Card Reward Points will be awarded to a Kotak Credit Card member for valid charges incurred on a valid Card. No Kotak Credit Card Reward Points will be awarded to customers towards transaction fees and charges. Kotak Credit Card may award Rewards Points on a uniform basis for any other actions as Kotak Bank Credit Card may decide either for a specific period or for a specific situation.
Kotak Credit Card Reward Points are redeemable for purchase of specific goods and vouchers as may, from time to time, be intimated by Kotak Credit Card.
On redemption, the Kotak Credit Card Reward Points so redeemed would be automatically deleted from the accumulated Kotak Credit Card Rewards Points in the Kotak Credit Card Cardmember's Account.
No accumulation or redemption of Kotak Credit Card Reward Points will be permissible if, on relevant date, the Card has been withdrawn or cancelled or is liable to be cancelled or if the account of the Kotak Bank Credit Card Cardmember is a delinquent account or if there is any breach of any clause of the Terms and Conditions applicable on the card. Kotak Credit Card Reward Points will lapse on the date of closure / cancellation of the Kotak Bank Credit Card.
Kotak reserves the right to substitute or withdraw any product or Gift voucher on account of non-availability of the product or Gift voucher.
Kotak’s computation of Kotak Credit Card Rewards Points shall be final, conclusive and binding on a Kotak Credit Card Cardmember and will not be liable to be disputed or questioned, except in case of manifest error.
Kotak Credit Card Cardmember cannot transfer any Kotak Credit Card Reward Points to another person or combine the Kotak Credit Card Reward Points of his / her other Credit Cards except for Additional Cards issued and linked with the primary card.
All goods / Services under the Kotak Credit Card Reward Points Program are subject to availability of the goods and supplier restrictions, at the time of redemption.
All disputes, if any, arising out of or in connection with or as a result of this Kotak Credit Card Rewards Program or otherwise relating hereto shall be subject to the exclusive jurisdiction of the courts/tribunals in Mumbai.
All terms and conditions of Kotak Credit Card Reward Points Rewards Programme and JetPrivilege Programme apply.